Structured Products Offer
- During promotional period*, new Structured Products customers^ can enjoy the following:
- enjoy HKD1,250 cash rebate for every subscription of any Equity Linked Investment or any Private Placement Note# with amount HKD500,000 or equivalent in other currencies;
- enjoy HKD160 cash rebate for every subscription of any Capital Protected Investment Deposit or any Deposit Plus with amount of HKD200,000 or equivalent in other currencies.
- There is NO CAP to the cash rebate earned during promotional period.
Note:
* Promotional period is from now to 30 June 2022
^ No holding or transactions of Structured Products between 1 October 2021 and 31 March 2022
# Private Placement Note is only eligible to HSBC Jade Professional Investors
Invest CPI -Interest Rate Range Accrual
A capital protected investment product1 which offers you the yield enhancement opportunity to increase your return while meeting your need for foreign currencies.
Features and benefits:
If you are looking for
- Simpler and less risky investment
- 100% protection1 of your capital at maturity while you do not mind to lock up your structured investment deposit for a certain period (e.g. from 1 to 3 years)
- Potential to earn enhanced returns based on the performance of the Interest Rate Reference Index (e.g. HIBOR, LIBOR) only if held to maturity
- Higher accrual in rate for interest payment if Interest Rate Reference Index stays at or within the accrual range
- Accrual out rate for interest payment if Interest Rate Reference Index fixes outside the accrual range
Capital Protected Investment Deposit - Interest Rate Range Accrual may be your choice
Product risk level: Low
- Minimal chance of losing a significant portion of your capital over the term of the investment (although this is not guaranteed).Expected to demonstrate minimal price fluctuations over short periods of time.
1This product is designed to return your original capital at maturity, however, if the Bank becomes insolvent or default on its obligations under this product, you could suffer a total loss of your deposit amount, please refer to "Credit risk of the Bank" in the offering document of Capital Protected Investment Deposit for details.
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HSBC Personal Internet Banking Users
Don't have an HSBC investment account?
Or visit branch directly to make Structured Product placement.
Need help?
Call (852) 2233 3733
Why Interest Rate Range Accrual?
Satisfy your needs
Meet your foreign currency needs such as paying children’s tuition fees, buying a home aboard, or meet your future retirement needs
Capture wealth growth
Offer yield enhancement opportunity to increase your interest
Enhanced potential returns
Offer chance to earn a higher return with higher accrual in rate for interest payment if Interest Rate Reference Index stays at or within the accrual range
How to invest/get started with HSBC

How does Interest Rate Range Accrual work?
- Place a structured deposit using your preferred currency e.g. CNY
- Higher accrual in rate for interest payment if Interest Rate Reference Index stays at or within the accrual range
- Accrual out rate for interest payment if Interest Rate Reference Index fixes outside the accrual range
- At maturity, receive 100% of principal1
1This product is designed to return your original capital at maturity, however, if the Bank becomes insolvent or default on its obligations under this product, you could suffer a total loss of your deposit amount, please refer to "Credit risk of the Bank" in the offering document of Capital Protected Investment Deposit for details.
Click here to view Different Payoff Scenarios
Manage your investments online with HSBC
Set up Structured Investment Deposits through HSBC personal Internet Banking
- 24-hour round-the-clock online service to stay up to date with foreign currency market
- Real time market data
How much does it cost?
In general, there are no additional charges on investing Structured Products, all operational, administrative and hedging costs, etc have already been contained and subsumed within the calculation of the return and/or other variables of the Product.