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How financially fit are you?

Shape up your finances, together with HSBC FinFit

Get more FinFit with us

HSBC FinFit helps you to stay financially fit. Gain more knowledge and find out how to build habits that will help you boost your wealth now and into the future.

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How we measure your FinFitness

Our FinFit study* tested for 36 financial indicators across four pillars:

  • Financial habits

  • Financial knowledge

  • Financial planning

  • Financial security and safety

The data from the indicators was then moderated with our own HSBC data.

*Based on an online survey completed by 1,507 Hong Kong residents aged 18 to 64.

See how you measure up

How Hong Kong measures up

HSBC FinFit Index:


Based on our 2020 2H FinFit Study, people in Hong Kong scored an average of 66 out of 100 points on the HSBC FinFit Index.

Here are a few other insights from the study.

  • 59% had money worries in the past 6 months
  • There was increasing concern about pay cuts and income reduction
  • Only 66% had set aside savings that can last them 6 months in case of emergency
  • The top 2 financial goals were owning a property and retiring comfortably
  • An average of HKD4.7 million is needed for a comfortable retirement
  • Only 36% are confident they have sufficient funds for retirement
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How can you become more FinFit?

Well, it's much easier than you think. Taking these 4 simple steps can already make a huge difference.

Step 1:

Make saving and budgeting a habit

  • Set aside some money that can last you 6 months, just in case of the unexpected
  • Set yourself a budget and try to keep your spending within it

Step 2:

Manage your wealth wisely

  • Equip yourself with knowledge about financial products and planning so you can make decisions with more insight
  • Consider making investments to grow your wealth

Step 3:

Plan better for your financial freedom

  • Make preparations for your retirement and check back regularly to make sure you're on track
  • Review your financial plans regularly. Rebalance your portfolio and seek professional advice as needed

Step 4:

Protect yourself and your wealth

  • Update your risk profile annually so you understand your risk tolerance level and can make more informed choices when planning your finances
  • Set up security measures and make sure they're up to date so as to safeguard yourself against fraud

You too, can be FinFit

Boost your FinFitness