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FlexInvest by HSBC

Start investing from just $100

An easy way to start investing

FlexInvest is a great choice if you're just starting out in investing or you're looking for a low-cost way to begin building a portfolio for you or your family.

We know that many people find it intimidating picking individual stocks, worry about losing money and often think that they don't have enough money to invest.  

FlexInvest has been designed to take much of the worry out of making your first investment but is also a great option if you have some experience and want a quick, low-fee way to build wealth.

Latest promotion:

Enjoy a HKD100 rebate when you invest HKD5,000 or above with FlexInvest by 31 December 2022. Investment involves risks. T&C apply. Learn More [PDF]

Affordable investing

You can invest with as little as HKD100 making it affordable to get started and you don't need to pay any trading fees when you buy or sell any of the funds.

You will pay a small subscription fee (HKD28 per month) for accounts between HKD10,000–200,000 invested - if your investments are less than HKD10,000 it's free - and this changes for larger amounts. You can read about the fees and charges here.

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15 expert-selected funds

We know choice is important, but when you're just starting out or want to make simple decisions, too much can be overwhelming. That's why our experts have hand-selected 15 funds for you to choose from depending on the type of risk you're willing to take. 

You can pick from 4 types: a money market fund, bond index fund, equity index fund and multi-asset funds. Learn more about each types of fund here.

See all the funds available in FlexInvest.

If you need some help thinking about risk, why not read:

Mix and match or choose a multi-asset fund?

An advantage of investing in funds is that each one is already a portfolio of investments made by professional investment managers, which is a good way of managing risk.

You can invest in just a single fund or you can mix and match different types of funds to build a portfolio that suits your needs.

If you want to start investing but don't know how to build a portfolio, you could consider a multi-asset fund with FlexInvest.

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Automate your investing

It's hard to predict whether the price of a fund will go up or down, so one way to take the stress out of trying to time the market is to consistently invest each month and take advantage of something called dollar cost averaging

When you get started with FlexInvest you can choose whether or not you want to make a lump sum investment or invest a fixed amount each month automatically. If you're trying to build a long-term investing strategy that takes advantage of the effects of compound returns, then creating an automated investing plan could help.

Get started

Existing Customer

To get started, you'll need an investment account and a valid risk profile questionnaire. You can access both of these from within the HSBC HK Mobile Banking app.

New Customer

If you don't have an HSBC account yet, you can open one easily, just by downloading the app1.

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QR code for HSBC HK APP

Still need help? Learn to Invest in 7 Days

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If you want to learn about investing in more detail and the different options available, try our free 7-day email course that's great for beginners.

Your quickstart guide to get you going

Fees and charges

We have worked hard to make sure we keep the fees you need to pay to a minimum and give you the flexibility to change your mind with no extra costs. Here is how it works.

Your average holding balance is the daily average of the total market value of your holdings.

If your average holding balance is Monthly platform fees
Less than HKD10,000 Free
Between HKD10,000–200,000 HKD28 per month
More than HKD200,000 0.8% p.a. of your average holding balance

Your average holding balance is the daily average of the total market value of your holdings.

If your average holding balance is Less than HKD10,000
Monthly platform fees Free
If your average holding balance is Between HKD10,000–200,000
Monthly platform fees HKD28 per month
If your average holding balance is More than HKD200,000
Monthly platform fees 0.8% p.a. of your average holding balance

1 To open an account via mobile banking, you must:

  • be a permanent resident aged 18-64 residing in Hong Kong
  • not already hold any HSBC bank or investment accounts, or credit cards.