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HSBC Payroll Service

Earn more from your salary with HSBC Payroll. Enjoy enhanced payroll services and unlock a range of valuable offers to make the most of your money.

Comprehensive banking support beyond payroll

We offer more than just payroll services – we help you with all your everyday banking needs.

  • Manage your money 24/7 without any hassles using our online and mobile banking services.
  • Access your payroll details easily using the HSBC HK App, and manage your deposits/ assets all in one place.
  • Use Future Planner to set your financial goals and build your wealth more easily and effectively.

Payroll with HSBC for a chance to win: Quarterly draws for $80,000 RewardCash, ticket to travel the world✈️

Payroll for Miles, Clock off and Take off✈️. Both New[@accounts-payroll-new-customers]  and Existing Auto-Payroll Customers are eligible!

10,000 prizes are up for grabs, including the grand prize of a 'Round-the-World Trip in Business Class'[@accounts-payroll-rtw-lucky-draw] ($80,000 RewardCash(RC), equivalent to 800,000 miles) — travel the world your way.

First-round lucky draw will take place in November 2026. To enter, you must have at least one Eligible Payroll Record[@accounts-payroll-eligible-record] and register for the ‘Exclusive Offers for Auto-Payroll Customers’ via Reward+ App between July and September 2026.

Note: 'Quarterly Lucky Draw' will be conducted during 2026. The Promotion Period for first-round Lucky Draw is July to September 2026. The Promotion Period for second-round Lucky Draw will be announced in due course.

Switch Your Payroll - Earn up to $1,500 RewardCash and Monthly Lifestyle Rewards

From 1 July to 30 September 2026, New Auto-Payroll Customers[@accounts-payroll-new-customers] can register for the 'Exclusive offers for Auto-Payroll Customers' via Reward+ App and have an Eligible Payroll Record[@accounts-payroll-eligible-record] during the designated payroll period to unlock Double Welcome Rewards:

Offer 1: Welcome Reward – In the first 3 months, you can earn up to $1,500 RewardCash.

Offer 2: Monthly Lifestyle Rewards – Choose one of the following rewards via the designated online form[@accounts-payroll-lifestyle-reward-form]: e‑Coupons valued at HK$100 for TenRen’s TEA / foodpanda / PARKnSHOP/ TamJai SamGor credited monthly to your Reward+ App for up to 6 months (total of e-Coupons valued at up to HK$600).

Here's how much RewardCash (RC) you'll earn based on your monthly payroll amount:
Total Payroll Amount (Single Month) RewardCash (RC) per relevant single month
(Max. 3-month reward)
HKD80,000 or more $500 RC
($500 RC × 3 months = $1,500 RC in total)
HKD50,000 to less than HKD80,000 $300 RC
($300 RC × 3 months = $900 RC in total)
HKD30,000 to less than HKD50,000 $200 RC
($200 RC × 3 months = $600 RC in total)
HKD10,000 to less than HKD30,000 $150 RC
($150 RC × 3 months = $450 RC in total)
Here's how much RewardCash (RC) you'll earn based on your monthly payroll amount:
Total Payroll Amount (Single Month) HKD80,000 or more
RewardCash (RC) per relevant single month
(Max. 3-month reward)
$500 RC
($500 RC × 3 months = $1,500 RC in total)
Total Payroll Amount (Single Month) HKD50,000 to less than HKD80,000
RewardCash (RC) per relevant single month
(Max. 3-month reward)
$300 RC
($300 RC × 3 months = $900 RC in total)
Total Payroll Amount (Single Month) HKD30,000 to less than HKD50,000
RewardCash (RC) per relevant single month
(Max. 3-month reward)
$200 RC
($200 RC × 3 months = $600 RC in total)
Total Payroll Amount (Single Month) HKD10,000 to less than HKD30,000
RewardCash (RC) per relevant single month
(Max. 3-month reward)
$150 RC
($150 RC × 3 months = $450 RC in total)

Exclusive offers for new[@accounts-payroll-new-customers]  and existing Auto-Payroll Customers

Apply for a Personal Instalment Loan online to enjoy rebates of up to $18,000

Auto-payroll customers can exclusively receive up to $18,000 in online rebates[@loans-hkd4500-rebate-offer] upon successfully applying for and drawing down a Personal Instalment Loan, at an APR as low as 1.88%[@loans-lowannualisedrateoffer].

Up to 50% discount on selected HSBC VHIS health insurance

Apply for selected Voluntary Health Insurance Scheme (VHIS) plans[@insurance-vhis-plans] to get up to 50% discount on your first year premiums[@accounts-payroll-vhis-offer]. To be eligible, maintain at least two consecutive months of auto-payroll records from Jul to Sep 2026 as a New Auto-Payroll Customer; or any payroll record from Jan to Jun 2026 as an Existing Auto-payroll Customer.

Discount of premiums is not tax deductible. Application windows and discount rates are subject to the applicable T&Cs (PDF)

Switch your payroll to HSBC in two easy steps

Step 1: Download and fill out the 'Instruction Form for Setting up / Transfer of Salary Autopay‘ (PDF).

Step 2: Submit the form to your employer or HR department to change your payroll to your HSBC account.

Not yet an HSBC customer? Apply now!

One account for all your banking needs – deposits, credit cards, investments, insurance and more. Enjoy a full range of services, including foreign currency deposits and Renminbi options.
Our all-in-one account offers a comprehensive digital banking experience with exclusive lifestyle benefits and great rewards!
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Savour bespoke experiences, crafted for your ultimate pursuit for wealth. From wealth planning to lifestyle and wellness, we orchestrate every detail worthy of your exceptional narrative.

Frequently Asked Questions

Terms and conditions

HSBC Reward+

RewardCash is easy to earn and burn – so why wait? Join the RewardCash programme on HSBC Reward+, even without an HSBC credit card. Let's start earning RewardCash together!

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Notes

    The HSBC VHIS Plans are underwritten by HSBC Life (International) Limited ("HSBC Life"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR and is incorporated in Bermuda with limited liability. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Bank is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. The above products are products of HSBC Life but not the Bank and they are intended only for sale in the Hong Kong SAR. They are not a bank deposit or bank savings plan. Your premiums paid will form part of HSBC Life's assets. You do not have any rights or ownership over any of those assets. Your recourse is against HSBC Life only.

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly. For product details, cooling off period and related charges, please refer to the relevant brochures and policy provisions.

     

    Risk Disclosure

    • Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay!
    • This information and offers are intended for persons in Hong Kong.

     

    Reference number: DEP-TP-R26-0102