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See which card and perks suit you best.

At a glance

Earn unlimited miles at a rate as low as HKD2 = 1 mile, and enjoy a wide range of complimentary travel perks.

Welcome offers

Terms and conditions apply.
  • Limited-time extra welcome offer: Apply online for $5,400 RewardCash (or 108,000 miles)[@cards-welcomeoffer], [@everymile-acq-tiered-offer-2026Jan-Feb]

  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]

  • Earn miles at a rate as low as HKD0.4 = 1 mile[@cards-milescalculation]

  • Enjoy an "Interest-free Payment Holiday" for the first two months[@cards-em-payment-holiday-offer]

  • First year annual fee waiver[@cards-annualfeewaiver]

Rewards

Terms and conditions apply.
  • Earn unlimited miles on designated everyday and travel spend at as low as HKD2 = 1 mile[@cards-preferentialrate],[@cards-designatedeverydayspend]

  • Earn miles on other local and overseas purchases at a rate of HKD5 = 1 mile[@cards-preferentialrate], [@cards-everymiletandc]

Travel privileges

Terms and conditions apply.
  • Convert your RewardCash to miles / points at 15 frequent flyer and hotel loyalty programmes at a preferential rate [@cards-preferentialrate]

  • Book designated hotels through Agoda to get year round discounts of up to 15% off. Plus, get 30% off with monthly flash deals. T&Cs apply.

  • Treat yourself to 6 complimentary access to airport lounges [@cards-loungelocations]

  • Get complimentary multi-trip travel insurance including baggage and personal effects and trip cancellation cover[@cards-everymiletandc]

Dining privileges

Terms and conditions apply.
  • Not applicable

What else could you enjoy?

Terms and conditions apply.
  • Get an automatic annual fee waiver[@cards-annualfeewaiver] for the next year just by spending HKD80,000 annually

  • 24hr concierge service

Can you apply?

Eligibility
  • An annual income of HKD240,000 or above

Notes