Enjoy flexible and convenient repayments in 3 steps
Split your bills into monthly instalments[@cards-promotionofspendinginstalment],[@cards-spendingmonthlyhandlingfee] of 6 to 60 months with instant approval[@usinghshcappapply] on the HSBC HK App or the Reward+ app.
Spend & Split to earn
Up to
$1,100 RewardCash
Split your tax payment into instalments to earn up to $400 RewardCash
As a selected customer, settle your tax bill with an HSBC credit card to earn an extra $100 RewardCash (RC) for every instalment amount of HKD30,000 or above with a repayment period of 12 months or longer, up to a maximum of $400 RC. Offer until 28 Feb 2026. T&Cs apply.
Applicable to selected customers only. Visit hsbc.com.hk/spi_offers to explore more Spending Instalment Plan offers and application steps.
Extra 2% RewardCash rebate on your Sogo purchase
- You can enjoy extra 2% RewardCash rebate upon successfully applying for a Spending Instalment Plan with 12-month or above for each Eligible Transaction made with HSBC credit card at Sogo, up to a maximum of $400 RewardCash.
Offer until 6 Jan 2026. T&Cs apply.
Earn up to $300 RewardCash with your first Spending Instalment Plan
- Apply for your first-ever Spending Instalment Plan now to earn extra $100 RewardCash for every HKD5,000 in bills split - up to a maximum of $300 RewardCash!
Offer until 28 Feb 2026. T&Cs apply.
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Things you should know
Apply now
Via HSBC HK App
Complete your application in the HSBC HK App if you’ve already set up mobile banking and registered your offers on the Reward+ app.
Scan the QR code to open the HSBC HK App
Register on the Reward+ app to enjoy our offers
Register now to enjoy our offers. You can also apply for Spending Instalment Plan via the Reward+ app and get approved instantly[@usinghshcappapply].
Scan the QR code to open Reward+
By phone
Call us on our 24/7 application hotline to get started. (852) 2233 3052