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Explore loan products

Lending to help you reach your financial goals and make the most of life.

Early Bird Rewards - apply successfully to enjoy early bird rebates worth up to $12,000, plus an APR as low as 2.05%.
Apply successfully to enjoy an exclusive rebate of up to HKD400 and a 3-month intro rate as low as 2.90% p.a. (APR 2.92%[@loans-introrate])

Flexible funding when you need it

Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Prepare for the next tax season with our low-interest instalment loans
Enjoy preferential financing rates as you pay for your electric vehicle.
Note
To borrow or not to borrow? Borrow only if you can repay!