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Green Mortgage

Be rewarded when you draw down a mortgage to buy a first-hand residential property with a BEAM Plus Platinum or Gold rating

Apply for a mortgage online and earn extra HKD500 rewards. Enjoy the convenience and save time! T&Cs apply (PDF).

Apply Green Mortgage for your property with a BEAM Plus Platinum or Gold rating

Enjoy exclusive rewards when you draw down a mortgage on a first-hand residential property on our designated green mortgage building list (PDF) with a valid BEAM Plus Platinum or Gold rating, as issued by the Hong Kong Green Building Council.

BEAM Plus Platinum and Gold Ratings issued by the Hong Kong Green Building Council

Provisional/Final Platinum

Provisional/Final Gold

Key benefits

Green Mortgage Cash Incentive

Take out a Green Mortgage during the promotional period to enjoy a cash incentive. T&Cs(PDF) apply.

Things you should know

How to apply

Apply online

Submit your online application anytime, quickly and conveniently.

Meet with us

You can book an appointment to meet a mortgage specialist in person at a designated branch.

You might also be interested in

 

Lock your mortgage interest rate at 2.73% p.a. for a fixed period, giving you repayment stability and full control over your home financing budget

 

Offset a part of your mortgage interest by earning higher interest on a portion of your savings

 

Get a head start to buy your first home, with a smaller down payment

 

Covers a range of government subsidized flats such as Home Ownership Scheme flats, and lets you borrow up to 95% of the property purchase price

Notes

    1. Hong Kong Interbank Offered Rate (HIBOR) as at any date means the Hong Kong Interbank Offered Rate for the interest period of 1 month for Hong Kong Dollars quoted by The Hongkong and Shanghai Banking Corporation Limited at or about 11:00 a.m. (Hong Kong time) on such date. This HIBOR quoted by The Hongkong and Shanghai Banking Corporation Limited is not necessarily the same as HKD Interest Settlement Rates published by The Hong Kong Association of Banks

    2.Best Lending Rate (BLR) refers to the Hong Kong Dollar Best Lending Rate quoted by The Hongkong and Shanghai Banking Corporation Limited from time to time.

    To borrow or not to borrow? Borrow only if you can repay!