The card that makes earning rewards easy
Red Alert! Red Credit Card has selected the hottest offers for you in town. Get up to 8% RewardCash rebate at designated merchants and up to 4% RewardCash rebate when you spend online.
Welcome offer
- Limited-time welcome offer of up to $300 RewardCash[@cards-welcomeoffer-red-2025]
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
- Perpetual annual fee waiver
Earn extra RewardCash by spending in these categories
Exclusive benefits and offers
Earn rewards on designated merchants
Earn up to 8% RewardCash while indulging yourself. Simply spend with your Red Credit Card at designated merchants:
- Explore exciting flavours at Sushiro Hong Kong, TamJai SamGor Mixian, TamJai Yunnan Mixian and The Coffee Academïcs
- Refresh your look at GU, or gear up for health at Decathlon Hong Kong and lululemon
- Up your game and win gifts at NAMCO and TAITO STATION
See full list of merchants
Earn HSBC Reward+ Red Hot Stamp Card Rewards
Receive HSBC Reward+ stamps and get RewardCash when you spend the designated amount in a single transaction.
- Get up to $40 in RewardCash when you spend at McDonald'sEarn HSBC Reward+ stamps and receive up to $40 in RewardCash each month when you spend HKD30 or above in a single transaction at McDonald's. T&Cs apply.
- Get up to $90 in RewardCash when you spend at MCL CinemasEarn HSBC Reward+ stamps and receive up to $90 in RewardCash during each phase when you spend HKD50 or above in a single transaction at MCL Cinemas. T&Cs apply.
Automatically set up instalments with 'All-you-can-Split'
'All-You-Can-Split' auto-splits your card purchases into spending instalment plans every month, once you've set it up. It helps you to flexibly manage upcoming expenses. Here's how it's different from usual instalment plans:
- One instruction, multiple plansSplit upcoming monthly statement balances between HKD1,000 and HKD30,000 into instalments automatically.
- Simple feesOnly a fixed subscription fee charged upfront. Get all instalments set up with no further interest and handling fee.
- Act smartAccumulate spends on your card to maximise the value of the plans.
Additional benefits you can enjoy
- Gain access to home&AwayA world of offers. On the other end of a 5-minute walk or 7-hour flight. Whether you're in your neighbourhood or travelling abroad, explore a range of offers – unlocked with your HSBC card. Start exploring home&Away.
- Perpetual annual fee waiverEnjoy a perpetual waiver on your annual fees with your card—no spending limits required!
- Activate your virtual card once your application has been approvedOnce your application via digital channels has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
- Unlock the door to international music extravaganzaExclusive pre-sale access to selected concerts from Live Nation. Learn more.
Things you should know
Eligibility
An annual income of HKD120,000 or above
Apply online now
With HSBC Personal Internet Banking
Without HSBC Personal Internet Banking
Frequently asked questions
Get more from your card
Make the most of your credit card through our mobile apps, credit card offers and services
Catch the latest fabulous credit card offers
RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!
Enjoy exclusive discounts on dining, shopping, travel and more perks