HSBC Visa Signature Card

Credit Card Key Facts Statement (PDF)

If you're already banking with us and are using HSBC Online Banking, you can simply log on and apply. We've pre-filled some details for.

If you're an existing HSBC customer who holds a payroll account with us and an HKID card, you won't need to provide any supporting documents.

If you would like to set up a payroll account before applying for a credit card with us, you can do so by completing an instruction form for setting up / transfer of salary autopay (PDF).

Other customers will need to provide:

1. a copy of their HKID card—if you do not hold one, please provide a copy of your passport and employment contract with a contract period of at least 9 months from the date of submitting your application
2. proof of income or assets—depending on your income situation:

• regular income earners: your latest 1-month bank book / statement / eStatement / online transaction history (showing your name, account number and monthly income) or latest 1-month salary slip
• irregular income earners or part-timers: your latest bank book / statement / eStatement / online transaction history (showing your name, account number and monthly income) or salary slips from over the last 3 months
• self-employed: your latest tax demand note or latest 3-month bank book / statement / eStatement / online transaction history (showing the company name, account number and transaction history), current Business Registration Certificate, proof of ownership of the business and tax returns from the previous 2 years
• other: your latest 3-month bank deposit / bank book / statement / eStatement / online transaction history in Hong Kong (showing your name, account number and transaction history), or regularly monthly rental income credited to your bank account and the signed tenancy agreement

If you've already submitted your application for a credit card, you can upload the supporting documents for it via our online form.

Once we've received your application and supporting documents, we'll process your application within 10 working days. If your application is approved, we'll send you your new credit card within 3-5 working days, subject to postal service availability.

Please refer to the key fact statement and bank tariff guide for more details. We reserve the right of final decision to charge or adjust the annual fee.

Finance charges

We'll charge this to your credit card if you don't pay the total outstanding amount due on it by the payment due date. You can find the full details of how we calculate this fee in our banking tariffs guide.

Late charges

We'll charge this to your credit card if you don't pay the minimum payment due on or before the payment due date. You can find the full details of how we calculate this fee in our credit card terms.