Put your money away for a set time and earn a higher rate of interest than you would in a savings account. Minimum deposit HKD10,000.
Access and manage your time deposit at branches, via phone or online
Choose a deposit period between one day and 36 months
HSBC Premier customers can access preferential interest rates
A range of renewal options when your deposit matures
How to apply
New customers
HSBC Online banking customer
Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.
Access your savings whenever you need them, and earn interest at the same time.
Manage money and issue cheques for day-to-day payments.
Convenient renminbi services make it easy to maintain ties to China while earning higher interest for depositing your savings for a fixed term.