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HSBC Premier rewards and offers

Our wide range of rewards and offers worldwide gives you the extras you want and deserve.

All the many small touches, add up to one big helping hand

At HSBC Premier, we prioritise enhancing all aspects of your life. That's why our rewards include a variety of areas – from growing your wealth, to enriching your travel experiences and lifestyle. Enjoy a better quality of life for you and your loved ones with HSBC Premier.

Enjoy HSBC Premier Welcome Rewards worth over HKD50,000

Enjoy rewards worth over HKD50,000[@premier-welcome-rewards] and a Below Balance Fee waiver for 6 months[@premier-trb] when you apply for HSBC Premier and complete designated banking transactions from 1 July to 30 September 2025. T&Cs apply.

HSBC 160th Anniversary Limited-edition Gold Coin Lucky Draw for 1.60 tael of 999.9 Gold Coin

Selected HSBC Premier customers can earn 1 lucky draw chance for every accumulated eligible investment transaction of HKD50,000; and can subscribe to 2 or more eligible types of investment products to double up the lucky draw chances. The more you subscribe to, the higher your chance of winning!

Eligible Customers will also receive an HSBC 160th Anniversary Octopus Card as a participation prize upon successfully joining the lucky draw.

Investment involves risks. Terms and conditions apply.

The extras you want and deserve

When you're HSBC Premier, a whole world of exclusive rewards, bonus interest rates and lifestyle offers is yours.

Up to 5% cashback on your Apple device purchase

Get special offers on selected[@premier-selected-apple-products] Apple Devices, including the latest iPhone 16, in the new Apple Store for HSBC Premier. Enjoy reward benefits up to 5% cashback[@premier-apple-cashback] on your HSBC Premier card. T&Cs apply.

Health

Explore healthcare privileges to safeguard the well-being of you and your family.

Global Education

Plan for your children's global education strategically with a range of exclusive education offers and support initiatives.

Wealth

Leverage our comprehensive support in achieving your life and financial goals.

HSBC Premier Mastercard®

Discover the hottest offers year-round with HSBC Premier Mastercard®. Reap exclusive rewards with premium dining, shopping, and travel experiences all over Hong Kong.

HSBC Premier welcome rewards

Enjoy rewards worth over HKD50,000[@premier-welcome-rewards] and a Below Balance Fee waiver for 6 months[@premier-trb] when you apply for HSBC Premier and complete designated banking transactions from 1 July to 30 September 2025. T&Cs apply

Basic reward - Earn a cash reward of up to HKD12,000! All you need to do is place new funds, open an investment account and sign up for digital banking/ HSBC HK App by the next calendar month after account opening/conversion. You'll also need a valid HSBC Premier status until 31 March 2026, and meet the reward conditions listed below.

Upgrade reward - Upgrade your cash reward and earn up to HKD23,500. Simply meet the conditions for Basic Reward and additionally, complete a Risk Profiling Questionnaire (RPQ) with us before the end of the first calendar month after the month of account opening/ conversion.

New fund offer[@premier-offer] 
 

Complete Risk Profiling Questionnaire (RPQ) by the last day of the first calendar month after the month of account opening/ conversion and have a valid RPQ at least until 31 March 2026.

New-to-HSBC:
Reward conditions Cash reward with RPQ completed
Cash reward without RPQ completed
HKD1M -< HKD3M HKD6,000 HKD3,000
HKD3M -< HKD5M HKD10,000 HKD5,000
HKD5M -< HKD8M HKD15,000 HKD7,000
HKD8M or above

HKD23,500

HKD12,000
New-to-HSBC:
Reward conditions HKD1M -< HKD3M
Cash reward with RPQ completed
HKD6,000
Cash reward without RPQ completed HKD3,000
Reward conditions HKD3M -< HKD5M
Cash reward with RPQ completed
HKD10,000
Cash reward without RPQ completed HKD5,000
Reward conditions HKD5M -< HKD8M
Cash reward with RPQ completed
HKD15,000
Cash reward without RPQ completed HKD7,000
Reward conditions HKD8M or above
Cash reward with RPQ completed

HKD23,500

Cash reward without RPQ completed HKD12,000
Account upgrade:
Reward conditions Cash reward with RPQ completed
Cash reward without RPQ completed
HKD1M -< HKD3M HKD4,000 HKD2,000
HKD3M -< HKD5M HKD8,000 HKD4,000
HKD5M -< HKD8M HKD12,000 HKD6,000
HKD8M or above

HKD15,000

HKD10,000
Account upgrade:
Reward conditions HKD1M -< HKD3M
Cash reward with RPQ completed
HKD4,000
Cash reward without RPQ completed HKD2,000
Reward conditions HKD3M -< HKD5M
Cash reward with RPQ completed
HKD8,000
Cash reward without RPQ completed HKD4,000
Reward conditions HKD5M -< HKD8M
Cash reward with RPQ completed
HKD12,000
Cash reward without RPQ completed HKD6,000
Reward conditions HKD8M or above
Cash reward with RPQ completed

HKD15,000

Cash reward without RPQ completed HKD10,000

Referral rewards

Enjoy cash rewards worth up to HKD15,000 in referral rewards[@premier-referral-rewards] for referring your family and friends to join HSBC Premier.

You can earn HKD1,500 in referral rewards for each successful referral, up to a maximum of 10 referrals, after fulfilling the designated new fund and total relationship balance requirement[@premier-eligible-referrer]. Refer your local or non-resident friends and family to earn these rewards.

Refer your family and friends in just 2 steps: 

  • Step 1: Invite your family and friends to join HSBC Premier and provide the contact number that aligns with your Bank record
  • Step 2: Your family/ friend (Referee) visits an HSBC branch in Hong Kong or calls HSBC Premier upgrade hotline (852 2233 3377) to open an HSBC Premier account or convert an existing account to HSBC Premier and provide your (Referrer) contact number mentioned above[@premier-referrer-contact] to the staff

For you to be eligible for the referral rewards, the Referee has to join HSBC Premier during the promotional period from 1 July to 30 September 2025 and fulfil designated new fund and total relationship balance requirement[@premier-eligible-referee]. See T&Cs.

Privilege details

Take up new opportunities around the globe with HSBC Premier's suite of products and services worldwide catering to your every need, as you build a new world for you and your family.

Apply for a HSBC Premier Bank Account

To enjoy all what HSBC Premier has to offer you first must open a HSBC Premier Bank Account.

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Notes

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