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 Christian Yang and his wife Judith and children having a photo-shoot for HSBC Premier; image used for HSBC Premier Offers

Exclusive offers

With your family needs in mind, HSBC Premier offers a suite of products and services worldwide to help you and your family make the bold strides to seize wealth opportunities.

Join HSBC Premier to get up to HKD43,600 in welcome rewards. T&Cs apply.

As your visions take you towards newer opportunities around the globe, HSBC Premier provides a suite of products and services worldwide to cater to the world you’re building for you and your family.

Receive welcome rewards of up to HKD43,600

Enjoy up to HKD43,6001 in total rewards and a Below Balance Fee waiver for 6 months2 when you apply for HSBC Premier and complete designated banking transactions by 30 June 2022.

See Terms and Conditions (PDF)

Total Relationship Balance (TRB) offer3

Reward conditions
Reward amount
Maintain a TRB of HKD1 million or above HKD500 cash reward

Total Relationship Balance (TRB) offer3

Reward conditions
Maintain a TRB of HKD1 million or above
Reward amount
HKD500 cash reward

New fund offer4

New fund amount
Reward amount
HKD1 million -< HKD3 million HKD2,000 cash reward
HKD3 million -< HKD8 million HKD5,000 cash reward
HKD8 million or above HKD14,000 cash reward

New fund offer4

New fund amount
HKD1 million -< HKD3 million
Reward amount
HKD2,000 cash reward
New fund amount
HKD3 million -< HKD8 million
Reward amount
HKD5,000 cash reward
New fund amount
HKD8 million or above
Reward amount
HKD14,000 cash reward

Note: Customers are required to successfully open a Premier investment account and registered for HSBC Online Banking or HSBC HK Mobile Banking app (HSBC HK App) by the next month after account opening.

Share your HSBC Premier experience with your family and friends

Enjoy up to HKD3,000 in cash rewards13 for referring your family and friends to join HSBC Premier. 

You can earn HKD1,000 in referral rewards for each successful referral, up to a maximum of 3 referrals, after fulfilling the designated new fund and total relationship balance requirement14.

Please note that in order for you to be eligible for the referral reward, the Referee has to join HSBC Premier during the promotional period from 3 May to 30 June 2022 and fulfil the designated new fund and total relationship balance requirement16

See Terms and Conditions

Preferential privileges and offers

  • HSBC Premier Mastercard® exclusive rewards

    1) Apply online to get up to $800 RewardCash. Details and T&Cs 
    2) Accumulate eligible spending including online, local or overseas to the designated amount to earn up to an extra HK$2,000 RewardCash. Details and T&Cs

    3) Receive up to $6,000 RewardCash by paying new policy's premium of selected insurance plans to HSBC Life using HSBC Premier Mastercard® Credit Card. T&Cs apply.

    4) Enjoy 1 month Netflix subscription fee spending rebate when you subscribe for every 4 consecutive months . Details and T&Cs.

    5) Enjoy a complimentary, unlimited access to Medical Advice by Digital Health Assistant and Video Consultations by MyDoc through its designated website. Details and T&Cs.

  • HSBC Mastercard® Debit Card

    Enjoy 0.4% cash rebate on all eligible purchases, $0 fee for any transactions at home or abroad, plus easy access to 12 major currencies and free cash withdrawal from HSBC Group ATMs worldwide. T&Cs apply.

  • Deposit

    Enjoy preferential new fund time deposit interest rates for HKD/USD/RMB and other selected currencies via online and mobile banking. T&Cs apply.

  • Currency exchange

    1) New-to-FX customers can get HKD100 cash reward for every accumulated eligible FX transaction of HKD50,000 (or its equivalent), up to HKD10,000 cash reward per customer. T&Cs apply

    2) Enjoy up to 10.8% p.a. for 1 week when you exchange selected currencies and place them in a time deposit via HSBC HK App at the same time. T&Cs apply

    3) Enjoy HKD 100 cash reward for HKD 50,000 (or its equivalent) accumulated FX transaction via FX Order Watch. T&Cs apply

  • Insurance

    1) Enjoy 20% off first-year premium and 15% off second-year premium for ResidenceSurance. T&Cs apply.

    2) Enjoy 30% off on 1st year premium for MultiTrip TravelSurance and 15% off on premium for Single Trip TravelSurance. T&Cs apply.

  • Stock

    1) Join HSBC Top Trader Club and enjoy brokerage fees as low as 0.01% and 5% p.a. HKD time deposit rates when you make just one trade per month. Conditions apply.
    2) Get up to HKD5,000 cash rebate exclusive for Premier customers by transferring-in Hong Kong stocks, China A shares and US stocks. T&Cs apply.

  • Unit trust

    1) Enjoy 0% initial subscription charge on your first unit trust order (capped at HKD500,000). T&Cs apply.

    2) Enjoy initial charge offer as low as 1% and first 6 month initial charge waiver for Unit Trust Monthly Investment Plan. T&Cs apply.

  • Structured products and bonds/certificates of deposit (CD)

    1) Get HKD1,250 cash rebate for every HKD500,000 subscription of any ELI/bond (excluding Retail Bond IPO) without cap. T&Cs apply.

    2) Get HKD160 cash rebate for every HKD200,000 subscription of any DPS/CPI/CD without cap. T&Cs apply.


    Consolidate your MPF personal accounts to enjoy up to HKD12,000 bonus unit rebates. T&Cs apply.

Join HSBC Premier

Existing customers

For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users

Upgrade to HSBC Premier account in minutes with our Mobile Banking app.

For desktop users:

Online banking is secure and easy to use. Register today 

New customers

Open an HSBC Premier account in less than 5 mins with our Mobile Banking app17

How to apply via mobile or online banking

HSBC digital solutions

Smartphone with flowers background; image used for the HSBC Mobile Account Opening page.

Open a bank account and manage your finance on the app

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Trade stocks with our mobile app

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Get access to a wealth of insights

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Explore latest offers and rewards

Additional risks are disclosed in the “Risk Disclosure” section. Please refer to “Risk Disclosure” section for details.

Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus and Certificates of Deposit is NOT principal protected.

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